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The information for the Norwegian Cruise Line® World Mastercard® has been collected independently by Johnny Jet. The information for the Disney® Premier Visa® Card has been collected independently by Johnny Jet. The information for the Royal Caribbean card has been collected independently by The Points Guy. The information for the Princess Cruises card has been collected independently by The Points Guy. The information for the Norwegian Mastercard has been collected independently by The Points Guy.
The Platinum Card® from American Express
It’s common to book flights and hotel stays along with cruises, and having travel insurance could help make sure all your travel plans stay intact. But depending on your travel preferences and how you like to earn rewards, we’ve included four more cards to choose from. Find the best credit card for you by reviewing offers in our credit card marketplace or get personalized offers via CardMatch™. You earn at a rate of 3x points on Norwegian purchases and 1x point on everything else.
Best Credit Cards For Cruises Of April 2024
Don’t forget you’ll also earn 3x points on flights to get you to your departure port, a hotel room for the night before your cruise, and even your taxi ride to the cruise port. Based on our valuations, that gives you a return of about 6% on your spending. A cruise is a significant expense, which means it's an opportunity to earn significant rewards. Cruises are an affordable, fun option for students looking for a spring break getaway. The Bank of America® Travel Rewards credit card for Students offers a welcome bonus with a modest spending requirement while earning 1.5 points per dollar on all purchases. The card’s introductory APR makes it possible to pay for your cruise over time without incurring interest.
How to choose the best credit card for cruises
The Sapphire Preferred is also the more flexible card because its points can be redeemed in a variety of ways. Just like with the Royal Caribbean card, you could use the points from your Sapphire Preferred to book a cruise in the Chase travel portal, paying with your points as if they were cash. Aside from reviewing credit cards, he’s also a huge cruise fanatic. There are no foreign transaction fees (another great perk for travelers) and a low $95 annual fee. There is no limit to the amount of points you can earn and your points never expire.
5 Things to Know About the Celebrity Cruises Credit Card - NerdWallet
5 Things to Know About the Celebrity Cruises Credit Card.
Posted: Fri, 19 Apr 2024 22:14:44 GMT [source]
You can use many great websites to book your cruise that offer perks and bonuses like onboard credit or free specialty dining. Considering all of the costs that go into taking a cruise (cruise fare, airfare, hotels and so on), you’re also probably wondering about travel insurance. Many of the best travel cards offer travel insurance — such as trip cancellation and interruption insurance, baggage insurance and emergency travel services. The Chase Sapphire Preferred® Card offers a welcome bonus of 60,000 points — worth $750 in travel when redeemed through Chase Ultimate Rewards — after spending $4,000 within three months of account opening. With the card’s relatively low spending requirement, anyone can earn $750 toward their next cruise within a short amount of time.
Bank of America® Premium Rewards® credit card
Trip Delay Insurance Underwritten by New Hampshire Insurance Company, an AIG Company. Secondary Rental Car Coverage Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc. There are also a few complimentary travel protection benefits worth noting.
Try this out on… Azamara Onward, the fourth ship for the newly independent cruise line. This summer, it is sailing to the Mediterranean before heading to the Caribbean later this year. If you like the small-ship sailing experience, Azamara offers great value. Its ships typically spend more time in ports—including overnight stays—giving travelers more time to explore the destination. Yes the Carnival World card can be used anywhere Mastercard is accepted. However, the points you earn on the card can only be redeemed toward Carnival cruises.
As a rule of thumb, the more valuable the credit card, the higher the credit score you'll need to qualify. 80,000 points bonus, 5x points on select travel, Centurion Lounge access. 100,000 bonus points, up to 3x points on travel and on select business categories. Cardholders receive 2x points on Princess purchases and 1x points on everything else. I’ve saved thousands of dollars over the past few years by having this card when I fly for my cruises.
Protect your spending
The Platinum Card® from American Express is the best option for luxury travelers as it has many flight, hotel, and car rental perks. There are also a few travel protection benefits but buying travel insurance is usually a better course of action for additional financial security. American Express offers exclusive perks for Platinum card holders through its Cruise Privilege Program (CPP). The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories. Our goal is to give you the best advice to help you make smart personal finance decisions.
But the truth is, for most people, these cards aren't the best option for cruises. They tend to offer subpar welcome offers and ongoing rewards, confusing redemption options, and, of course, the biggest drawback is that they lock you into using your credit card rewards solely on a cruise. When compared with other "flexible currency" cards, their value pales in comparison. For more than 10 years, Jon Nickel-D'Andrea has been a sought-after expert on how to travel the world using rewards points and miles. Jon has been featured in local and national publications and as a speaker at various seminars across the world.
For more details, please see our full review of the Capital One Venture X. For more details, please see our full review of the Capital One Venture Rewards. Get proven ways to earn extra cash from your phone, computer, & more with Extra. You can book a cruise with the Sapphire Preferred in multiple ways.
Additionally, for bookings made through Chase, you can get even better rewards and deals. If you have United MileagePlus Premier status, then you’re eligible for bonus offers like food, beverage, or spa credits on your sailing, too. While American and Delta have similar cruise bonus offers with bonuses for using their credit card, United’s offer is the most generous. United has a dedicated booking site for cruises; if you have the United Explorer Card, you can earn some major bonus miles when you book a sailing, too. Depending on the type of cruise and cabin category you choose, you can earn as many as six miles per dollar spent when paying with this card. In addition to earning Membership Rewards points, American Express offers the Cruise Privileges program, which tacks on benefits for many sailings.
Your redemption options include travel statement credits, booking upcoming trips through Capital One Travel, and airline or hotel point transfers. The redemption value is 1 cent per point for statement credits and future travel bookings. This card also boasts high-end travel perks, like lounge access at many airports and annual spending credits for purchases at hotels, airlines and with Uber. What sets these cards apart are their deals, rewards, and benefits related to traveling — particularly for anyone who goes on a lot of cruises.
When you take a cruise from the U.S. with a U.S.-based cruise line, your on-board purchases don't typically incur foreign transactions fees. Destination, anything you buy will likely be in a foreign currency. Even if it's in U.S. dollars, it will likely route through a foreign bank. And if you're a Bank of America Preferred Rewards® member, you'll earn an additional 25%-75% rewards bonus on every purchase — giving you an even greater return on your cruise spending.
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